The difference between “want” and “need” blurs for me when it comes to shopping. I should specify-shopping for toilet paper and laundry detergent, and even my contacts, all definitely fall in to the “need” category. The “want” category, is pretty much anything and everything that comes to fashion (true honesty right there)! With the current state of my closet, the only item I get away with claiming “need’ is a new pair of gym sneaks every 6 months. I love to shop, but what I don’t love? Paying full price for ANYTHING which is why today I’m sharing my favorite money saving tips (including a major sneaky surprise sale)!
Sales are constant these days so there is no reason to pay full price-even when we’re talking an item that NEVER goes on sale (I’m looking at you Tory Burch Millers)! I work my butt off for my money and I know you do, too! As the resident shopper for Kelseylynnb.com (lol I made that sound professional) I wanted to share some of my shopping hacks for saving even more money when shopping. In regards to those Tory Burch Millers-you bet that I saved when I bought those bad boys (and I’ll teach ya how)!
Picture Credit: Elizabeth Grant Photography
First, my outfit (top and pants on sale 30% off + extra 10% at this retailer). Want vs. need again-this outfit has a few staples I would say are a “need” in my summer closet! Unfortunately I need the glasses too (I wear contacts on a daily basis). First: white denim. The fringe hem pair I’m wearing is currently on sale (size down 2 sizes). My other favorite summer pairs: this pair (worth every penny-fit TTS) and this under $40 pair I wore in this post. Next summer staple is chambray. This cami is an easy option for when don’t know what to wear-I find that in the summer I opt for basic throw-on-and-go tops. I wore this bralette underneath (hack: I put sports bra or bathing suit lining in the bralette for coverage)! Throw on a denim jacket and fun slides and Lisi Lerch statement earrings to complete your look.
Related: White Denim for Spring
Back to money, money, money saving tips and my favorite ways to save while shopping:
Ebates is my favorite shopping app because you get cash back just for shopping (which I am doing anyway)! The majority of the retailers I shop offer a small percentage of cash back for every shopping trip-most range from 2.5-5%. Sometimes there will be double cash back days (and those days are usually around the holidays!) I have a button installed in my browser so I get a popup reminder to activate Ebates cash back before I make a purchase. Bonus: it also tracks discount codes and will apply them for you-the Ebates savings do not override or interfere with sale codes. Sign up for Ebates here.
SOS: Some of my favorite retailers are currently offering 15% cash back through Ebates!
- American Eagle
- Lord & Taylor
- Lou & Grey
- Neiman Marcus* WAS 15% cash back: insert Tory Burch Millers. Will keep checking to see if it comes back!
- philosophy (obsessssed with their whipped body cream and cleanser)!
- T3: hair wand and hair dryer are worth every penny!
Ibotta is a great app for groceries! Before I go to the grocery store, I browse the app for products I’m planning to buy, scan my receipt when I get home, and that’s it! You can cash out every $20 you earn. Sign up for Ibotta here.
Prime Pantry: OK we all know the deal that Prime=life. But if you don’t know, I love Prime Pantry for two reasons: 1. manufacturers coupons are listed with the product so no need to search for them! and 2. Diva status: I don’t have to shop and schlep these larger pantry items.
American Express: Hands down my favorite credit card company. Their service is incredible and so is their buyer/fraud protection. I won’t go in to details about comparing cards (I’ll save that for one of my favorite blogs The Points Guy). I will say the cash back and perks I get from my cards are above and beyond. If you’re not aware, a lot of cards have bonus offers for you to add to your card. I have saved money on some everyday purchases such as Starbucks (in store!), Brooks running sneakers, and Etsy.
Poshmark: I tend to look at Poshmark as a tool for me to make money off my old clothes, but it’s also a great way to score some amazing deals! You must be a smart buyer, but they also hold sellers to very high standards (in my opinion). I have done very well selling clothes on Poshmark. Don’t get me wrong-I am all for donating-but I am more inclined to sell my clothes that in in great condition to make a little extra cash.
There are two things that help me put shopping in perspective. First, there will ALWAYS be another “need to have” cute top/bathing suit/jumpsuit/dress. As a fashion blogger, that is one thing I have to constantly remind myself! And second, my favorite (also showing how frugal I can be), is I compare the cost of “X” to how many coffees I could buy with the amount I saved. My daily coffee is $2.85. If I save $10, I’ve basically saved myself 3.5 coffees!! When I break down dollars to something as small as coffee (and something that adds up as quick as coffees) it helps put purchases in to perspective.
To conclude, I’ll leave you with this real life story: In college on Thursday nights, Miller High Life’s were the cheapest beer at $2 each. So from 2008-2012, I compared everything to the cost of a Miller High Life!
What’s your favorite way to save money and what money saving tips do you have?
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